Ensuring your wealth is protected is essential for protecting you, your family and your business. Financial advice can provide you with the wealth protection you need to achieve your financial goals, in the event that anything were to happen.
As we have all learnt, things don’t always go to plan. This is why you must create a plan and prepare for those unfortunate events that we all hope will never happen. Insurance can provide you with the coverage you need for your life and assets. Providing you, your business and your family, with financial certainty in times of uncertainty. This includes loss of income, accidents, unexpected events and even death.
Insurance can never replace you or your valuable assets but a well-constructed plan will ensure that your loved ones will only deal with emotional stress, not financial stress. In times like these, you want to know that your family, income avenues, and assets are protected. The last thing you need to be concerned about is your finances.
Our team at M Wealth assesses your situation and unique risks, and provides you with the best insurance options to protect your wealth. There are four predominant types of personal insurance to be considered. These include;
- Income Protection (IP) Insurance
- Total and Permanent Disability (TPD) Insurance
- Life Insurance
- Trauma (or Critical Illness) Insurance
We provide the guidance you need for insurance coverage, the most tax-efficient approach, insurance structure, and how to effectively include insurance in your financial plan. This ensures you are supported to make the best decisions around protecting your business needs, your family and even your personal needs through the best insurance plan.
Insurance can often be referred to as the ‘Instant Estate’. As your assets accumulate, the requirement for life insurance subsequently declines. It is only when you do not have the assets to pass on to beneficiaries that life insurance is needed.
How can Insurance help secure the wealth you build?
Having a Plan B is important. When Plan A fails, Plan B provides you with the security you need to keep your financial goals on track. Insurance doesn’t mean you are only investing in a policy; you are investing in peace of mind. M Wealth can advise you on the most current and appropriate insurance advice for your situation.
Protecting your financial future is the first step on your journey to financial freedom. No one can predict what’s around the corner. Our experts can help you plan to ensure that any hiccups along the way don’t affect your finances. We work with you to ensure your wealth is protected by ensuring that your financial plan integrates appropriate insurance.
M Wealth will assist in reviewing what you are currently protected for while providing advice on cost-effective solutions and comprehensive coverage. We understand that insurance is not a case of one size fits all, so we offer a range of providers to incorporate what is right for you, your family or your business. Don’t put it off any longer, make an enquiry with our risk specialists today to adequately protect yourself and your family.
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All the building blocks have been put in place by M Wealth for me to be comfortable in my retirement. They are professional and knowledgeable and make me feel at ease.
Greg E
Working with David has given us peace of mind. We don’t have to worry about what’s invested where. We know it’s in good hands.
Sue B
From working with M Wealth, we now feel more secure about the future, without having to worry about money. They have taken all that stress away from us.
Bob and Carol L
